If you’re budgeting for a new home, it’s important to incorporate the average cost of home insurance. Insurance rates are composed of many factors, and knowing these factors can help you estimate the potential expense. Here is a quick guide to the variables determining the average cost of homeowners insurance: Home location & age Homeowners insurance cost is...

New homeowners often wonder why the insurance costs of their homes are on the high side. Even long-time homeowners might notice an increase in their home's insurance cost. The pressing question remains; "Why is my homeowner’s insurance so high and how can I reduce it?" Every homeowner has a budget with which they run their homes. It will...